When you pick up the phone and start shopping around for a car insurance quote, how do you know if you’re not going to be required to have your car fully inspected? Frankly, it is rare that an insurance company asks for an inspection. However, if you are requesting full coverage for an old car and you tell them the car is in prime condition, the insurance company may take pause, and in order to verify your veracity will require a car inspection.

Using the VIN number the agent would get all the information required about the vehicle, and may even like to arrange an inspection of that particular vehicle so that your actual rates is reduced to a much lower price. Read more…