Question:

Was recently pulled over by the ghost squad who said that my car was too low. I have a 35mm drop on my car which is the least one can buy.

According to them any car that is dropped is illegal.They wanted to suspend my car license. Can u please clarify?

Do you by any chance have a write up of the laws regarding a cars roadworthiness/modifications? As far as I am concerened they were wasting my time!

Answer:

If you modify your vehicle it is in certain circumstances considered not to be roadworthy anymore.

The term modify includes changing the tare of your vehicle.

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Maybe you’ve heard the term underwriting, but what exactly is underwriting and what do insurance underwriters do? They’re a critical step in determining both your insurability and the premiums you pay if
a policy is issued. Here are the basics to help you understand insurance underwriting.

When you apply for any insurance — health insurance, auto insurance, property and casualty insurance, life insurance, etc. – you set a process in motion. Every insurance company has an underwriting department
that reviews application and evaluates the potential risk an applicant poses. Using

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Divorces may be amicable, but the financial settlements are often complicated. When children are involved, there are many questions of financial responsibility to be answered.

Who will carry the children’s automobile insurance? How will their cars be titled? Who has the responsibility for enforcing rules about driving? These questions can make insuring kids from a divorce very challenging.

However, by careful planning and attention to detail, you can successfully insure your children even in a divorce situation.

It requires communication between the divorcing parents and cooperation on the part of the kids, but it can be done with a bit of work.

First, the most important question facing the divorcing couple is this: who will the children primarily reside with? I

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Car insurance is one burden that has to be borne by all car owners in the country. Though it is for the safety of the car owners, many have started to feel the pinch with insurance premiums having gone up drastically in the last few years. On an average, car owners are paying around $1500 as insurance for their car though there are states where insurance is cheaper than this amount while there are also states where insurance of cars can be even more expensive than this national average.

Whether or not you like it, getting your car insured is a necessity and you simply cannot wish it away. However, getting a lower insurance premium is still possible as premium is decided on the basis of a number of factors, some of which are under your control. Read more…