There are two ways for Ohio drivers to satisfy the state’s minimum requirements to show financial responsibility (FR) before driving a car.

One way is to post a surety bond in a minimum amount of $30,000.

This is an option few people exercise.

The other way is to buy minimum insurance coverage which meets the state’s requirements.

In Ohio, the minimum requirements are as follows:

- Bodily injury liability coverage $12,500 per person or $25,000 per accident

- Property damage coverage $7,500 per accident

Obviously, these limits are not very high. It

Read more…

Many drivers are shocked when their automobile insurance policy comes up for renewal and their premium rates have increased and not decreased. Auto insurance companies will tell you that two things come into play when they calculate your premium rates. For most auto insurers these are your credit score and your overall driving record.

Lets first examine why your credit score plays such a big role in how your premium rates are calculated. Most people have their credit score to see if they can qualify for a line of credit. For example, if you want to purchase a cell phone contract, get a loan, or buy a car then the person extending the loan wants to make sure that you are in fact credit worthy.

Read more…

One in ten Brits add an average of £600 on to their exaggerated insurance claims meaning the rest of us pay higher premiums.

New research by AXA insurance shows that fraudulent insurance claims have risen amid the tough current economic climate in the UK.

Axa informed the insurance industry is seen as a ‘soft target’ for people looking to make quick extra cash, as British households continue to face pressure from higher living costs and the declining employment conditions.

Steve Gaywood the head of fraud at AXA, advised it was not a victimless crime which means that truthful customers are footing the bill. Thes

Read more…

Casimir Capital found by Richard F Sands is known as a premier North American investment bank whose headquarters was built in the center of New York, New York in 2011. The bank continues to develop new investment plans to support companies and corporations related to energy, mining, and metal sectors, and it has been providing smart investment provision, planning, and management to these sectors for the better part of the last decade.

All transaction banking transactions related to capital raising, fund investment, merger and acquisition, and financial bridging can be found at Casimir Capital L.P news- which reflects activities of both Casimir Capital and Casimir Capital Ltd including their members which are FINRA, MSRB, SIPC, IIROC, and CIPF.

Read more…