Industry Giving Criticized in Calif Insurance Race

Sacramento, Calif. (AP) — The insurance industry has given more than $1.5 million in indirect contributions to support the Republican candidate for state insurance commissioner, raising criticism among certain groups. Both candidates say they will not accept direct contributions from the industry they would regulate. The money is flowing instead to the California Chamber of Commerce JobsPAC, which is airing advertising for Republican Mike Villines and against Democrat Dave Jones. Both are termed-out members of the state Assembly. California Common Cause, Consumer Watchdog and the Center for Governmental Studies in Los Angeles say it’s a way for the insurance to buy influence without being tied directly to the campaign. Read more…

Defensive driving is no accident! Take command of your car.

I asked, “Have you had any tickets in the last three years or accidents in the last five years?”

“Yes, I had an accident, but it wasn’t my fault,” replied the young lady. “I ran a stop sign, and t-boned another car in the intersection.”

I was stunned. After many years as an agent, I was used to people denying responsibility for their actions, like backing into a light pole because “it was hard to see in the rain” or rear-ending the car ahead of them because “they stopped unexpectedly”, but this was a first.

“How, exactly, is that not your fault?” I asked.

“He didn’t have a license and shouldn’t have been there anyway, so it wasn’t my fault…”

So, what is your fault and what isn’t? U

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Farmers Auto Insurance Cuts Rates in CA

California car insurance customers could be getting lower rates soon from Farmers auto insurance.  The company is cutting the rates and offering rebates to many of their customers in order to be priced alongside their other unit, Mid-Century Insurance.  This information comes from Online Auto Insurance article “Some Calif. Car

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Wedded bliss may lead to insurance savings

When you get married, there are a host of issues to deal with. The date. The dress. Where to live. Who’s insurance company to go with.

What? Insurance wasn’t near the top of your list?

Typically, men pay more for auto insurance

Listen up, men. Single men between 18 and 25 normally pay the highest car insurance premiums, and things don’t get a whole lot better for you until you turn 30. Unless you get married. Now, I’m not recommending you run out and get hitched to save a few dollars on your auto insurance, but once you are married don’t wait to take advantage of your new lower-cost status.

There are a few things to consider when you are deciding on which of the two car insurance companies you want to do business with, or if you want to dump them both in favor of a new company.

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