Your teenager is about to get their driving permit. The fact that they are a teenager alone probably causes you enough trouble, but the idea of them being more mobile is not comforting. How can you make the best of the situation? What sort of car will they drive? What sort of insurance should they have?

What’s the safest way to insure them? How will you keep them alive long enough to safely graduate high school? Some of these are more easily addressed than others; perhaps it’s best to discuss those things which you can control.

Don’t wait. Let your insurance company know as soon as your teenager is ready to get his or her permit. Some

Read more…

As a van driver, your occupation is one of the most important rating factors when it comes to your insurance policy.

The reason being is that many occupations involving a van carry risks, some occupations may involve more driving thus creating a higher risk of an accident occurring and other occupations may require more care and attention when delivering their loads which would result in a less risky occupation.

If the occupation involves the transit of dangerous or hazardous materials such as chemicals or explosives then many van insurance companies may not even be willing to give you a van insurance quote as they are not interested in the risk factor associated with your line of business.

Read more…

Buying car insurance is expensive, even if youre over the age of 30 and have never had an accident or even a ticket. Even with good driver discounts, memberships in automobile clubs, and other membership savings, insurance can take a bite out of a budget.  And for those who have blemishes on their driving record, credit report or have to insure high-risk drivers such as teens, the cost can be astronomical.

This is why some look for ways to shave their premiums down. Stating they only drive 12,000 miles a year, when in actuality, they drive 15,000. Reporting their car is garage-kept, when it actually stays parked in front of the house.

Read more…

Your Post Code is a very important factor to your insurance company because every area in the UK has been risk assessed by insurance companies by their crime and claim statistics. Therefore your postcode can have quite a significant effect on your insurance premium; regardless of whether you are a safe driver.

Insurance companies have been able to profile crime statistics areas across the UK to see where the highest and lowest insurance risks are based and then price your car insurance accordingly.

Information regarding your post code can also explain why people who are driving the same car as you in the same town can sometimes pay different insurance costs.

Read more…